How Do I Get a Land Title Copy?

There are various reasons as to why a party involved in selling or purchasing a property will need to acquire a Certificate of Title, which is often more informally referred to as a land title copy. In this blog post, we explain what a Certificate of Title is, what information they provide and how one can be obtained.

What is a Certificate of Title?

A Certificate of Title is a formal legal document listing fundamental details regarding a specific parcel of land. The original Certificates of Title is registered at a state government land titles office and copies of it are commonly held by the owner of the property, a registered proprietor or a mortgagee. Every property in Australia has a Certificate of Title.

What Does a Certificate of Title Include

• Land ownership details: A Certificate of Title will list the names and addresses of all landowners.
• Mortgages: Any parcel of land that has a mortgage attached to it will have the bank that granted the mortgage listed on the Certificate of Title.
• Caveats: These are legal notices that have been lodged with the state land registry. They warn anyone enquiring about purchasing a parcel of land that another party might have rights on that land.
• Covenants: A covenant is a formal written agreement made between the party that purchased the land and the party that sold them the land regarding any restrictions on how the land may be developed and what purpose it can be used for.
• Easements: An easement is a right granted to a party that doesn’t own the land, allowing them to use it for a specified purpose. There are often set restrictions regarding building on the land and how the land can be used.

When a Land Title Copy is Required

• Purchasing a property
• Selling a property
• Proving ownership of a property
• Refinancing a mortgage
• And other reasons

How Do You Get a Land Title Copy?

Any parties that need to obtain a copy of a Certificate of Title can use an authorised Australian online title search service. After paying a fee, users will be sent a land title copy that details the current owner of the land, a description of the land, any transactions that have ensued and other relevant information.

Contact Us Today

Get in touch with us today to obtain a land title copy or ask us any questions you may have regarding how a Certificate of Title can affect the purchase or sale of a property.